A Pakistani man has formally submitted a complaint to the Federal Investigation Agency’s (FIA) Cyber Crime Wing in Lahore after falling victim to a sophisticated online financial scam.
The fraud, which unfolded over WhatsApp and Telegram, resulted in a significant financial loss of Rs4.12 million. The victim’s letter, dated October 7, 2024, outlines how the scammers posed as HR representatives from ‘Upwork’ and manipulated him into participating in fraudulent cryptocurrency transactions.
How the scam unfolded
The ordeal began on October 6, 2024, when the victim was contacted by individuals claiming to represent "Global HR" from Upwork, a well-known freelance platform.
The fraudsters initially offered simple tasks, such as voting on links and rating food places on Google Maps, with the promise of Rs100 per vote. These small payments were deposited into the victim's JazzCash account, building a false sense of legitimacy.
After gaining the victim's trust, the scam escalated. He was asked to join a Telegram group for more complex assignments referred to as “Merchant Assignments.” These tasks required the victim to make financial transfers to specific accounts, including creating an account on the website https://merchantbest.vip/ and investing in Bitcoin (BTC). Initially, the victim received small refunds on his investments, further solidifying the scam's credibility.
Escalation of fraud and emotional manipulation:
As the victim continued to follow instructions, the scammers manipulated him into making larger payments, promising that his investments would double. Over time, the total amount paid by the victim reached an alarming Rs4,128,466.
When the victim expressed reluctance to continue, the fraudsters turned to cyberbullying and emotional manipulation, pressuring him to make even more payments.
Each time he attempted to withdraw his funds, he was assigned new tasks, trapping him in an endless cycle of fraudulent demands.
Bank details of the scammers:
The victim provided the FIA with crucial information to assist in the investigation, including the bank account details used by the fraudsters. One account in particular, linked to United Bank Limited under the name Hidayat Ullah (Account No. 316649551, IBAN: PK85UNIL0109000316649551), was used for multiple transactions.
Victim’s plea for justice:
In his complaint, the victim has urged the FIA to investigate the incident under Pakistan’s cybercrime laws, track down the individuals responsible, and help recover his lost funds. The complaint also requests swift action to prevent others from falling prey to similar scams. The victim attached relevant evidence, including screenshots of WhatsApp and Telegram conversations and bank transaction receipts, to support the investigation.
A call for action:
The case highlights the growing threat of online scams in Pakistan, especially those involving cryptocurrency and digital platforms.
The victim’s letter serves as a stark reminder of the dangers of engaging with unknown entities online, even when they appear to be from reputable companies.
As cyber fraud continues to rise, the victim hopes his case will lead to heightened awareness and stronger measures from the authorities to protect vulnerable individuals from such sophisticated schemes.
The FIA is expected to investigate the matter, with a focus on tracing the financial trail and bringing the perpetrators to justice.
What is Global HR?
Pakistani victim came forward to expose a WhatsApp scam that targets individuals by impersonating "HR" or "Global HR" representatives from Upwork.
The victim, who was lured into the scheme by the promise of easy money and wishes not to be named, shared his experience in a letter to warn others about the fraudulent activity that cost him a significant sum of money.
The scam begins with a WhatsApp message claiming to be from Upwork's "Global HR," offering simple tasks like voting through links and promising payments of Rs100 per vote, up to Rs300.
Initially, the tasks seem harmless, and the scammers succeed in gaining the victim’s trust by quickly offering small rewards.
After completing these minor tasks, the fraud escalates. The victim was then offered higher-value tasks, which required him to invest money into a local Pakistani bank account.
The scammer assured him that his investment would double, a promise too tempting to resist. Once the first payment was made, the scammers continuously demanded more money under the guise of assigning additional tasks, each requiring larger investments. The victim soon found himself trapped in a cycle of false promises. Despite attempting to withdraw his earnings, he was told that he must complete another task before gaining access to his funds.
No matter how much money was invested, the scammers continued to block his withdrawal, leaving him with nothing but mounting financial losses.
The fraudulent scheme follows a predictable pattern, with the victim identifying key warning signs:
WhatsApp Messages from Fake "HR" Representatives: Reputable companies like Upwork do not communicate through WhatsApp, making such messages an immediate red flag.
Requests for Money Transfers: The scammers ask victims to transfer money to personal bank accounts in Pakistan, a clear indication of fraudulent activity.
Promises of Doubling Investments: The scam preys on the victim’s desire for quick returns, making it seem like an easy way to earn money, only to trap them in a cycle of financial loss.
Victim urged others to remain vigilant
In his letter, the victim urged others to remain vigilant and to avoid falling for such scams and stressed the importance of recognizing the warning signs and reporting such incidents to the authorities immediately to prevent others from becoming victims of the same fraud.
The scam is a stark reminder of how sophisticated fraudsters can exploit technology and people’s trust for financial gain, particularly in developing countries like Pakistan.
The victim hopes his cautionary tale will raise awareness and protect others from falling into the same trap. He reiterated if anyone receives such messages, do not engage and report the incident to the relevant authorities.
